Funding - your options

Admitting that you, or a loved one, needs care can be challenging and many people believe that the only option is a care home with all the associated costs. But care in your home delivered by an Interserve Healthcare specialist care professional can be a viable option.

Even if you have complex healthcare needs, with the help of our nursing care specialists, we can build the right care plan for you.

Funding long-term care is a big consideration when looking at home care options. Depending on your personal circumstances, there may be public funding or benefits available to you, or other financing options.

Many of our care clients finance care privately or via direct payments. If you’re funding care yourself, we do recommend that you first research whether any benefits are available to you. Funding care options include:

Public Funding

You may be eligible to receive help with funding your care from the Government. You have the right to request a free care assessment from your local council social services. This can include a community care assessment and a means-tested financial assessment to see if you are eligible to receive support with the cost of your care.

Direct Payments

If you have been assessed as needing care services, you may be offered direct payments. As part of this arrangement, monetary payments will be made by your local council directly to you so that you are able to organise and pay for your care service. These payments are designed to support you to remain living at home, encouraging independence and social inclusion in areas such as employment, education and leisure activities.

The Government is looking to increase the number of people who receive direct payments, allowing more people access to the benefits that they bring. If you are considered eligible for support with funding, your local council are duty bound to consider direct payments as an option for you, instead of providing services to meet your needs.

Private Funding

Should you not be eligible for public funding, or would simply prefer to fund your care privately, you will need to source your care independently. Faced with so many different options and conflicting information, this can become both a time-consuming and overwhelming task. If you are looking for support with financial planning, we would recommend that you contact an impartial Financial Advisor specialising in Care Fees. They can discuss options such as:

Equity Release

Funding Care fees

Estate preservation

Wealth Preservation

Whether your care is paid for by private or public funds, Interserve Healthcare can deliver a high quality home care service to you, tailored to your individual requirements.

If you would like to receive a quote for our care at home service, based on your individual care needs, please contact one of our Account Managers.